Because unforeseen circumstances may arise, we strongly recommend you purchase this Premier ProtectAssist Protection Plan. Coverage may be purchased any time up to 24 hours before departure. The package includes the following coverage*.
* Insurance coverage subject to limitations, exclusions and terms and conditions of policy.
Trip Cost: Trip Cancellation
Covers you if you cancel your trip for a covered reason. 150% of Trip Cost: Trip Interruption Covers you if you interrupt your trip for a covered reason.
$1,000: Trip Interruption - Return Air Only
Covers the additional transportation expenses incurred by the Insured to the Return Destination if the $0 trip cost is selected.
$1,500: Trip Delay
Reimburses you up to $150 a day for additional accommodations or travel expenses if you are delayed for more than 12 hours.
$250: Missed Connection
Reimburses you for transportation expenses incurred if you miss a connection due to weather or common carrier delay.
$750: Lost, Stolen, or Damaged Baggage & Personal Effects
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
$250: Baggage Delay
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
$25,000: Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
$500,000: Emergency Medical Transportation
Covers evacuation and transportation to the nearest adequate medical facility.
Travel Guard® Assist
Offers emergency assistance for your peace of mind anywhere in the world.
LiveTravel
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
Live messaging
Relay of any e-mail or phone message to family, friends or business associates
Emergency Cash transfers
Assistance in coordinating an emergency cash advance.
Pre-trip travel advisories
Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information all for your planned destination.
FREE Lost Baggage Tracking
Assists in locating lost or stolen possessions - free for one year!
Non-insurance services through Travel Guard® Assist are provided by Travel Guard®.
Concierge Services
- Restaurant Referrals and Reservations Worldwide dining referrals and reservations made on the covered person's behalf. Based on availability.
- Ground Transportation Travel Guard will locate and arrange for a transportation service to pick you up and deliver you to your desired destination.
- Event Ticketing Travel Guard will assist with the purchase of tickets to such events as sporting events, theatre, and concerts. Based on availability.
- Tee Time Reservations Travel Guard will facilitate the reservation of tee times at available courses and recommend alternatives in case of a booked course. Based on availability.
- Floral Services Travel Guard will facilitate the ordering of flowers for such events as birthdays, anniversaries, holidays, and other special occasions.
You automatically get these additional benefits at no additional cost when you purchase your Premier ProtectAssist Plan within 21 days* of making your initial trip payment:
- Pre-Existing Condition Exclusion Waiver: You don't have to worry about Pre-Existing medical conditions.
- Trip Cost Financial Default Protection: Covers you if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the effective date of coverage under the policy. Must be purchased within 21 days of initial trip deposit to receive this coverage - see description of coverage for complete details. (Bankruptcy protection is not covered for all suppliers.)
- Flight Guard: This addition of $50,000 will cover you and your family in the event of loss of life while you are traveling in the air.
- Missed Connection: This benefit will increase in coverage to $500.
* Day one is the date the trip deposit is received.
Increase your coverage with these valuable additions to any Premier ProtectAssist plan:
- Flight Guard This may be purchased with coverage in increments of $100,000. Costs start at $9.
- $35,000: Renter's Collision Insurance
- $35,000 in primary coverage! Covers cost of repairs for collision damage to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible.
- Umbrella Package Valuable additions to increase your coverages. Your medical and emergency evacuation benefits will double in coverage. Your medical coverage will be upgraded to primary coverage. For Emergency Evacuation, we will coordinate the appropriate medical transportation to bring you home, or if medically necessary, to the nearest adequate medical facility. If you are hospitalized for more than 7 days, you will receive coverage for transportation of dependent children and transportation of a person to join you bedside. Available globally and domestically, anytime you are more than 100 miles from home. You will also receive a detailed pre-trip travel advisory. (Cannot be purchased separately.)
