Questions about Hurricanes and Travel Insurance

In the event of a covered hurricane or other unforeseen severe weather, travel insurance provides coverage under the Trip Cancellation and Interruption benefit. If your trip is cancelled for a covered reason, we will refund the pre-paid, forfeited, non-refundable trip costs trip up to the limit of coverage.

Insurance must be purchased 24 hours prior to when the hurricane has been named. Once the hurricane has been named, Trip Cancellation and Interruption losses resulting from the hurricane are excluded from the coverage of the policy.

If the resort is damaged and cannot accommodate you (or provide comparable accommodations), your nonrefundable costs will be reimbursed.

If the storm directly affects your travel arrangements or accommodations, you are entitled to Trip Cancellation or Trip Interruption benefits. For example: an airport is closed due to the high winds; you are forced to evacuate your hotel/resort; the road you are traveling is impassable due to high water. On the other hand, if you choose to cancel a trip based on what you think might happen — and not because the inclement weather has directly affected your travel arrangements — that would be considered a matter of choice — not a direct loss to your arrangements.

Yes, travel insurance will cover the expenses incurred if your trip is delayed and will cover reasonable, additional accommodations and travel expenses until travel becomes possible.