Because circumstances may arise, we strongly recommend you purchase this Premier Cruise, Tour & Travel Protection Plan. Coverage may be purchased any time up to 24 hours before departure. The package includes the following coverage*.
* Insurance coverage subject to limitations, exclusions and terms and conditions of policy.
Trip Cost: Trip Cancellation
Covers you if you cancel your trip for a covered reason.
150% Trip Cost: Trip Interruption
Covers you if you interrupt your trip for a covered reason.
$1,000: Trip Delay
Reimburses you up to $200 a day for additional accommodations or travel expenses if you are delayed for more than 6 hours due to a covered reason.
$500 Missed Connection
Covers you if you miss your cruise departure due to inclement weather or any common carrier caused delay.
$50,000: Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you received initial treatment while on your trip.
$1,000,000: Emergency Evacuation
Covers evacuation and transportation to the nearest adequate medical facility.
$1,000: Lost, Stolen, or Damaged Baggage & Personal Effects
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
$200: Baggage Delay
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
$25,000: Accidental Death & Dismemberment
Coverage against injury or loss of life while traveling.
Travel Guard® Assist
Offers emergency assistance for your peace of mind anywhere in the world.
LiveTravel
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
Live messaging
Relay of any e-mail or phone message to family, friends or business associates.
Emergency Cash transfers
Assistance in coordinating an emergency cash advance.
Pre-trip travel advisories
Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information all for your planned destination.
FREE Lost Baggage Tracking
Assists in locating lost or stolen possessions - free for one year!
Non-insurance services provided through Travel Guard® Assist are provided by Travel Guard®.
Concierge Services
- Restaurant Referrals and Reservations
Worldwide dining referrals and reservations made on the covered person's behalf. Based on availability.
- Airport Transportation
Travel Guard will locate and arrange for a transportation service to pick you up and deliver you to your desired destination.
- Event Ticketing
Travel Guard will assist with the purchase of tickets to such events as sporting events, theatre, and concerts. Based on availability.
- Tee Time Reservations
Travel Guard will facilitate the reservation of tee times at available courses and recommend alternatives in case of a booked course. Based on availability.
- Floral Services
Travel Guard will facilitate the ordering of flowers for such events as birthdays, anniversaries, holidays, and other special occasions.
You automatically get these additional benefits at no additional cost when you purchase your Premier Cruise, Tour & Travel Plan within 21 days of making your initial trip payment:
- * Pre-Existing Medical Condition Exclusion Waiver
You don't have to worry about Pre-Existing medical conditions.
- Trip Cost Bankruptcy Protection
Covers you if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the effective date of coverage under the policy. Coverage must be purchased within 21 days of initial trip deposit to receive this coverage - see Schedule of Coverages and Services for complete details. (Bankruptcy protection is not covered for all suppliers.)
- Change of Mind Coverage
Reimburses your penalty up to $250 if you cancel your trip simply because you change your mind!
Increase your coverage with these valuable additions to any Premier Cruise, Tour & Travel plans:
- Rental Car Collision Damage Benefit
$25,000 in coverage! Covers cost of repairs for collision damage to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible.
- Accidental Death & Dismemberment Common Carrier-Air Only
This addition will cover you and your family in the event of loss of life while you are traveling in the air. This may be purchased with coverage in increments of $100,000. Prices start at only $9.
- Optional Additional Medical
$50,000 in additional medical expense coverage can be added. (Cannot be purchased separately.)